What’s BENQI?BENQI is a decentralized non-custodial liquidity market protocol built on the high-speed Avalanche smart contract network. The protocol allows users to lend, borrow, or earn interest using their digital assets. BENQI Unique Features
Send and receive interest: Users deposit tokens into the BenQi platform and then receive interest.
Get a loan
Before borrowing, users are required to deposit any property as collateral. Then, go to the “Borrow” section and click “Borrow” to borrow the property. Set the desired amount to be borrowed based on the user’s available deposit to be used as collateral for the loan. Choose a “stable” or “variable” rate and confirm your transaction. Rates may be changed at a later time.
Liquidation mechanism:
Liquidation occurs when a borrower’s “Health Factor” falls below 1 because the value of their collateral does not include the correct amount of their loan/loaned value. This happens when the collateral decreases in value or when the borrowed debt increases in value relative to the collateral. The ratio of collateral to loan value is shown in the health factor. In a liquidation, up to 50% of a borrower’s debt is repaid, and that value plus a liquidation fee is taken from pre-existing collateral.
Administration:
The protocol will begin with centralized governance from the founding team, with the final decentralization of the protocol to be officially reconciled during implementation. QI tokens will be required to first put forward, then vote on proposals (BenQi Improvement Proposals) that will affect the key [economic, security and development] parameters of the protocol: Interest model. The addition of assets meets the risk requirements of the protocol. The collateral and liquidation parameters. Change the liquidity program and adjust incentives based on market conditions. Improve Smart Contract or governance process. Clink here: https://idodar.com/listing/benqi-qi/
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U4GM - Dinkum: 19 Methods to Unlock the Best Items Quickly
In Dinkum, progress is often tied to how efficiently you can gather and unlock the game’s best items. From powerful tools to rare decorations and specialty gear, high-tier items are essential for improving your town, surviving tougher challenges, and expanding your capabilities. Whether you're a new islander or a seasoned explorer, unlocking the best items quickly can transform your gameplay.
Here are 19 practical methods to speed up item acquisition and make the most of your time in Dinkum.
1. Focus on Permit Points Early
Permit Points are your gateway to many powerful tools and upgrades. Prioritize daily tasks and milestones that offer Permit Points, especially early on.
2. Level Up Skills Through Consistency
Each activity — from fishing to mining — levels up with use. Focus on leveling skills that unlock new recipes and better item access. Logging consistent hours each day will pay off with rare rewards.
3. Upgrade Tools Strategically
Instead of crafting every available tier, jump directly to high-quality tools when possible. This saves resources and lets you access tougher zones more quickly.
4. Build Relationships with NPCs
Several NPCs offer unique Dinkum Items for sale or unlockables after building enough friendship. Visit them regularly, complete favors, and host them in your town to access exclusive rewards.
5. Use the Bulletin Board
Town requests often lead to rare items, recipes, or useful rewards. It's also a reliable way to earn extra money and Permit Points along the way.
6. Catch High-Value Fish and Bugs
Rare wildlife not only fetches a good price but also helps complete museum donations — which in turn unlock more content. Always carry your net and fishing rod when exploring.
7. Prioritize Mining Licenses
The mine is home to many of the best materials and treasures. Investing early in a mining license opens a path to high-value gear and construction upgrades.
8. Craft Machines That Automate
Machines like the Grinder and Furnace let you process items faster, freeing up time to explore. Automation speeds up your resource chain, getting you closer to advanced crafting recipes.
9. Use Traps to Gather Critters
Rather than chasing every critter, place traps in key locations. Trapped animals can be sold or donated, and catching rarer types can unlock valuable items.
10. Visit the Mines Regularly
The deep mine holds treasures and resources not found on the surface. While it requires preparation and gear, it’s one of the fastest ways to get rare and cheap Dinkum Items.
11. Check John’s Store for Rotating Stock
John frequently sells tools and items that may be difficult to craft early on. Don’t miss his daily stock rotation — you might find a key item without needing to craft it.
12. Farm Crops for Profit and Ingredients
A well-maintained farm yields valuable food, which can be sold or cooked into high-energy meals. This boosts your stamina for longer days and tougher expeditions.
13. Explore Every Biome
Each biome contains unique animals, materials, and opportunities. Diversifying your exploration will help you gather a wide range of items for unlocking blueprints and gear.
14. Complete Museum Donations
The more you donate, the more milestones you complete. The museum also rewards progress with recognition and sometimes rare gifts.
15. Unlock Licenses in a Balanced Way
Rather than maxing one license immediately, spread them out to gain access to more recipes, tools, and buildings earlier in your playthrough.
16. Craft Cooking Recipes with Buffs
Many meals offer stat boosts or stamina regeneration. Cook and eat strategically to speed up mining, hunting, or long-distance travel — all important for acquiring rare items.
17. Shop from Visitors
NPCs like Franklin, Clover, and others bring exclusive Dinkum Items for sale. Watch the visiting schedule and prioritize interacting with them when they arrive.
18. Sell Unused Items
Don’t hoard. Selling items you don’t need creates more storage space and earns money to reinvest in essential upgrades. Consider offloading extras for cheap Dinkum Items to reinvest smartly.
19. Check Out External Marketplaces
Sometimes it’s worth looking beyond the game for a head start. Platforms like U4GM provide access to cheap Dinkum Items and gear for players who want a time-saving boost. While in-game progression is rewarding, this option exists for those looking to fast-track certain aspects.
Unlocking the best items in Dinkum isn’t just about grinding; it’s about making smart choices with your time and resources. By combining efficient exploration, strong community building, and a bit of strategic shopping, you can gain access to top-tier items faster than ever — and enjoy the game’s full potential.
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